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$550,000

20315 86 Ct

Cutler Bay, FL
Active
3
Bedrooms
2
Bathrooms
1,540
Square Feet
1989
Year Built
38
Days On Market

Welcome to a rare lakefront opportunity in the heart of Cutler Bay! Nestled on a quiet cul-de-sac within a very private gated community, this 3-bedroom, 2-bathroom home offers beautiful lake views, a spacious backyard, and endless potential to create a home that truly reflects your style. Enjoy peaceful mornings overlooking the water, entertain family and friends on the private terrace, or transform the outdoor space into your own personal waterfront oasis. The community is enhanced by expansive open common areas and beautifully maintained green spaces, creating a peaceful, spacious setting with plenty of room to enjoy the outdoors. With a desirable location near schools, parks, Publix, shopping, dining, and major roadways, this property offers the perfect combination of privacy, convenience, and lakeside living. Whether you’re looking for your next home or an opportunity to add value through personalized updates, this property is ready for your vision. Bring your ideas and make this Cutler Bay lakefront gem your own!

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Listing Information

Listing Updated
09/12/2026
Listed By
Linsayd Avila, 7862706959 · The Lab Realty Group, LLC, 7867917433
MLS#
A12082786
Source
MIAMI REALTORS MLS
Status
Active

Facts & Features

Location

Community Information

Address
20315 SW 86 Ct, Cutler Bay, FL 33189
City
Cutler Bay
County
Miami-Dade
Neighborhood
SEA GRAPE TOWN HOMES
Zip Code
33189

Architecture

Bedrooms
3
Bathrooms
2
Stories
1
Year Built
1989
Style
One Story, Detached
Construction Materials
Block
Building Area
1,540 sq. ft.
Roof
Shingle
Garage Spaces
0
Parking Features
Driveway

Features & Amenities

Interior Features
Master Downstairs
Appliances
Dishwasher, Electric Range, Refrigerator, Other
Flooring
Ceramic Tile
Patio and Porch
Patio, Porch, Screened
Community Features
Gated, Street Lights
Cooling
Electric
Heating
Central

Property Features

View
Lake
Water
Public
Sewer
Public Sewer
Zoning
0100

Square Footage

Total
1,510 sq. ft.

Tax & Financial Information

List Price
$550,000
Annual Taxes
$1,777
Association Fee
$150 (paid Monthly)
Fee Includes
Trash, Maintenance Grounds, Security
Association Amenities
Maintenance

Schools

100/100
Gulfstream Elementary School
Elementary · Grades PK–05 · 1.2 mi
City
Cutler Bay
Students
708
Parent reviews
5.0★ avg · 2 reviews
Student body
63% Hispanic / Latino · 28% Black · 6% White
Free/reduced lunch
84%
Phone
(305) 235-6811
73/100
Cutler Bay Middle
Middle · Grades 06–08 · 1.4 mi
City
Cutler Bay
Students
831
Parent reviews
5.0★ avg · 6 reviews
Student body
59% Hispanic / Latino · 32% Black · 5% White
Free/reduced lunch
89%
Phone
(305) 235-4761
64/100
Cutler Bay Senior High School
High · Grades 09–12 · 0.4 mi
City
Cutler Bay
Students
470
Parent reviews
3.7★ avg · 6 reviews
Student body
72% Hispanic / Latino · 17% White · 9% Black
Free/reduced lunch
53%
Phone
(305) 235-1581
55/100
Mater Academy Bay High School
High · Grades 09–12 · 1.1 mi
City
Cutler Bay
Students
390
Student body
90% Hispanic / Latino · 7% White · 1% Black
Free/reduced lunch
60%
Phone
(305) 969-5989
53/100
Dr. Edward L. Whigham Elementary School
Elementary · Grades PK–05 · 0.9 mi
City
Cutler Bay
Students
731
Parent reviews
2.8★ avg · 8 reviews
Student body
77% Hispanic / Latino · 16% Black · 5% White
Free/reduced lunch
53%
Phone
(305) 234-4840
52/100
Whispering Pines Elementary School
Elementary · Grades PK–05 · 1 mi
City
Miami
Students
598
Student body
62% Hispanic / Latino · 21% White · 12% Black
Free/reduced lunch
64%
Phone
(305) 238-7382
51/100
Mater Academy Bay Middle School
Middle · Grades 06–08 · 1.1 mi
City
Cutler Bay
Students
93
Student body
84% Hispanic / Latino · 8% White · 4% Black
Free/reduced lunch
34%
Phone
(305) 969-5989
51/100
Boystown
7th & Above · Grades PK–12 · 18.4 mi
City
Miami
Students
3
Student body
100% Black
Phone
(305) 694-4444

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
09/10/2026Listed for sale$550,000

Listed by Linsayd Avila · The Lab Realty Group, LLC · 7867917433

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, MIAMI REALTORS MLS. All rights reserved.

Last Updated: September 12, 2026 at 9:53 PM | Source: MIAMI REALTORS MLS | MLS#: A12082786

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